Storm Restoration · Florida Panhandle & Big Bend

Hurricane Damage Repair in Panama City, FL

Hurricane Michael's 2018 Category 5 winds damaged most of Panama City. We repair and rebuild storm-damaged homes and commercial buildings to current Florida Building Code.

Request an Estimateor call 239-944-0527

Storm History

Storms That Hit Panama City

  • Hurricane Michael (2018)

    Category 5 landfall at nearby Mexico Beach; catastrophic wind damage across Panama City.

  • Hurricane Opal (1995)

    Surge and wind damage along the Bay County coast.

What We Repair

Typical Storm Damage

  • Structural roof and wall damage from extreme wind
  • Tree impacts on roofs across heavily wooded areas
  • Rainfall and surge flooding
  • Wet drywall, insulation and flooring
  • Commercial building damage

See our full hurricane damage repair services and roofing.

Codes & Permits

Building Code Notes

Repair permits
Properties inside city limits are permitted by the City of Panama City Building Services; unincorporated Bay County goes through Bay County Builders Services. Panama City Beach is a separate city with its own building department.
Flood and wind zones
Bayfront areas on St. Andrew Bay are in FEMA flood zones. Homes built before the 2007 removal of the Panhandle wind-borne debris exemption often have unprotected openings.
Local construction
A mix of homes rebuilt to current code after Michael, older frame and block homes that were repaired, and commercial buildings downtown and along US-98.

Mobilization

How It Works

The Panhandle is a long-distance mobilization from our Naples base. Availability and site-visit timing are confirmed after the initial consultation.

  1. 01

    Request an assessment

    Submit the assessment form or call 239-944-0527 with the property address, the damaged areas, and photos if you have them.

  2. 02

    Review and site visit

    We review the damage with you by phone, then schedule an on-site visit. Timing depends on access to the area and the volume of requests after a storm, and is confirmed after the initial consultation.

  3. 03

    Written scope and permits

    You receive a written, itemized scope. We pull the repair permits from the local building department that has jurisdiction over the property.

  4. 04

    Crew mobilization and rebuild

    Our crew and licensed trade partners mobilize to the property for roof, drywall, insulation, flooring, kitchen, bath and whole-interior reconstruction through final inspection.

Titan Builder and Renovation LLC holds state-certified Florida licenses — CGC1541818 (General), CCC1337764 (Roofing) and CRC1336002 (Residential) — which are valid in every Florida county.

Frequently Asked Questions

Who issues repair permits in Panama City?+

Inside city limits, the City of Panama City; unincorporated Bay County, Bay County Builders Services; Panama City Beach has its own department.

My home was repaired after Michael — can you finish or correct the work?+

Yes. We assess the existing repairs and scope the remaining or corrective work to current code.

Should replacement windows be impact-rated?+

Where the property is in the wind-borne debris region, the Florida Building Code requires impact-rated or protected openings. We specify accordingly.

Do you serve Panama City from Naples?+

Yes. Site-visit timing and mobilization are confirmed after the initial consultation.

Related Pages

Request an estimate